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Ironwood Income Fund, LLC

Welcome to Ironwood Income Fund, LLC

Ironwood Income Fund delivers institutional-grade opportunities. Fully compliant and SEC-filed under Reg D.

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Why Ironwood?

At Ironwood Income Fund, we combine security, growth, and expertise to protect and grow investor capital.

Real Estate Backed

Every investment is secured by tangible assets, including residential, commercial, and development projects. 

Strategic Growth

We target high-demand markets where housing and infrastructure needs continue to rise. 

Experienced Oversight

Led by Robert D. Garcia, a licensed California General Contractor with 20+ years of development experience, ensuring disciplined execution and cost control.

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What is the Ironwood Income Fund?

Ironwood Income Fund is a private real estate debt fund specializing in investing in residential, commercial, and land development projects. By focusing on secured, asset-backed positions, we aim to provide investors with consistent income and downside protection.

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Our Portfolio

Our leadership team has decades of experience in real estate development and construction, with a proven track record of managing projects from entitlement through completion. This hands-on expertise allows us to identify high-quality opportunities, control costs, and maximize value for our investors.

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Project 1

What is the Ironwood Income Fund?

Ironwood Income Fund is a private real estate debt fund specializing in investing in residential, commercial, and land development projects. By focusing on secured, asset-backed positions, we aim to provide investors with consistent income and downside protection.

Learn More
Project 2

Our Portfolio

Our leadership team has decades of experience in real estate development and construction, with a proven track record of managing projects from entitlement through completion. This hands-on expertise allows us to identify high-quality opportunities, control costs, and maximize value for our investors.

Learn More

What We Invest In?

Manufactured Housing Investment Opportunity

Ironwood Income Fund

Overview

The Ironwood Income Fund is strategically positioned to capitalize on one of the most stable and underserved sectors in U.S. real estate: manufactured housing. Rising construction costs, limited housing inventory, and a widening affordability gap have created a growing demand for cost-effective, high-quality housing alternatives.

Manufactured homes — factory-built to federal HUD standards and placed on individually developed lots or in community settings — offer a scalable solution that combines affordability, efficiency, and long-term value.

Through Ironwood’s vertically integrated platform, encompassing land acquisition, entitlement, infrastructure development, and construction management, the Fund seeks to deliver above-market risk-adjusted returns while addressing a critical social need: attainable housing for working families, veterans, and seniors.

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Rebuilding Fire-Damaged Communities: Altadena & Pacific Palisades

In January 2025, wildfires devastated prime residential neighborhoods in Altadena and Pacific Palisades, two of Los Angeles’ most desirable submarkets. Today, these zones present a rare investment window: high-demand, limited supply, and strong public policy tailwinds supporting rapid recovery. 

Our strategy focuses on acquiring cleared parcels, delivering fire-hardened homes designed to California’s latest Wildland-Urban Interface (WUI) standards, and leveraging expedited permit pathways and new insurance reforms. Investors gain exposure to a scarcity-driven redevelopment cycle, while helping restore resilient housing in communities eager to rebuild. 

This opportunity balances compelling returns with meaningful impact — replacing lost housing stock, improving neighborhood resilience, and aligning with California’s broader goals of safety and sustainability. 

Multi-Family Development – Southern California

Asset Class: Residential

Strategy: Ground-up development, stabilized exit

Land Development Financing – Los Angeles Fire ZONE rebuilding of community

Asset Class: Land Development

Strategy: Entitlements/Lot splits/Subdivisions

The Opportunity Today

Traditional equity markets are unpredictable. At the same time, demand for housing and infrastructure continues to rise while banks have tightened lending. This creates an opportunity for private investors to step into a space with strong fundamentals and secured positions.

At Ironwood, our disciplined underwriting, construction-driven expertise, and asset-backed strategies give investors confidence—no matter where we are in the market cycle.

Manufactured Homes

Manufactured homes provide flexible investment options. They range from single affordable placements on low-cost land to mini-parks on developed sites. In California, they can also qualify as ADUs when properly permitted.

Asset Class

Manufactured Homes

Estimated Hold Period

1 – 4 Years

Projected Year 1 Cash Flow

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Fire-Damaged Rebuild Program
Altadena

Acquire distressed Altadena SFR lots, rebuild with modular efficiency, and exit via retail sales or rentals for flexible value creation.

Asset Class

Residential Rebuild

Estimated Hold Period

1 - 4 Years

Projected Year 1 Cash Flow

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Fire-Damaged Rebuild Program
Pacific Palisades

Acquire fire-damaged Pacific Palisades parcels, rebuild luxury homes meeting coastal, hillside, WUI codes, add optional ADUs for income diversification.

Asset Class

Residential Rebuild

Estimated Hold Period

1 – 4 Years

Projected Year 1 Cash Flow

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Underutilized FAR Redevelopment
(Add SF/Units)

Acquire underbuilt lots with low Floor Area Ratio (FAR), pursue additions, ADUs, or density-bonus redevelopment to monetize air rights and unlock value.

Asset Class

Value-Add Entitlement

Estimated Hold Period

1 – 4 Years

Projected Year 1 Cash Flow

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ADU Infill Program
(Add ADUs to SFR lots)

Acquire or partner on SFR parcels, add ADUs at scale with modular builds, streamline delivery, and monetize through rental or sale.

Asset Class

Residential Infill

Estimated Hold Period

1 - 4 Years

Projected Year 1 Cash Flow

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Small‑Lot Subdivision Infill
(Map + Build)

Convert underutilized infill parcels into townhomes via small-lot subdivisions, leveraging entitlements, standardized builds, and phased exits for value creation.

Asset Class

Residential Development

Estimated Hold Period

1 – 4 Years

Projected Year 1 Cash Flow

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Download Investor Overview

Why Invest Now?

Unmet demand. Proven leadership. In-house execution.
Ironwood Income Fund is positioned to deliver where Southern California needs housing most—right now.

Why Now?

Why Real Estate Debt Works?

Why Now?

Southern California faces one of the nation’s most severe housing shortages. With Robert Garcia’s decades of construction expertise and Ironwood’s full in-house development capabilities, we are uniquely prepared to meet this demand. For investors, that means timing, expertise, and opportunity perfectly aligned.

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Why Real Estate Debt Works?

Unlike traditional equities, real estate debt investments are secured by tangible assets, offering stability even in volatile markets. By focusing on collateral-backed lending and disciplined underwriting, Ironwood Income Fund delivers predictable returns while prioritizing investor capital protection.

Investment plays

Factory Built / Manufactured Homes

  • Manufactured Homes: Developing land for modern manufactured homes to deliver affordable, high-margin, quick-turn housing.

Owner-Joint-Venture Rebuilds

  • Partner with insured but underfunded owners by providing construction management and gap capital in exchange for a preferred return and equity share, ideal when insurance proceeds fall short (e.g., post-wildfire).

Lot Assemblies + SB 9 Micro-infill

  • On eligible parcels, ministerial duplex or lot-split can modestly increase density.

Build-to-Rent Resilient Homes

  • Build resilient, energy-efficient rental homes with ADUs in high-opportunity neighborhoods to provide families with safe, modern housing. strategy generates stable yield, long-term value, and a proven exit path through institutional portfolio buyers.

Build a portfolio, your way

Whether you want direct control, expert management, or tax-advantaged investing, Ironwood Income Fund gives you flexible ways to grow your income.

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Direct

Select your own investments

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Yieldstreet 360

Let us manage your portfolio

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IRA

Invest with tax advantages

Executive Summary

Ironwood Income Fund is led by Robert D. Garcia, Managing Partner, who brings over 20 years of experience in real estate development and construction. As a licensed California General Contractor and Real Estate Agent, Robert has overseen projects ranging from residential and commercial builds to large-scale infrastructure developments. 

Through his leadership at Stonehammer Construction Inc., holding multiple CSLB classifications across engineering, building, and trades, the Fund has a unique advantage: the ability to manage projects with in-house expertise, ensuring quality, efficiency, and cost control. 

Our mission is straightforward — to deliver strong, stable returns through investments in tangible, construction-driven assets. With disciplined oversight and a hands-on approach, we build real value for our investors and the communities we serve.Â